Archive for July, 2012

The double-edged sword of low interest rates – In the last five years the drop in interest rates has made a $500,000 mortgage carry monthly costs of a $350,000 mortgage back in 2007.


Beverly Hills witnesses a 23 percent annual decline in home values – Low interest rates do not mean long-term housing prices will go up. Just look at Japan and their historical interest rates.


Expensive homes and food stamps – While California home prices went up 8 percent in the last year 13 percent of California households are on food stamps. How low interest rates help Californians more than other states.


Mortgaging your way to a college education – the burden of student debt and the impact on the starter home market.


Revisiting a friendly bubble in Culver City – A median home price of $680,000 and typical household income of $66,000. An example of a $300,000 pending price cut and the hidden impact of home equity loans.


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