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	<title>Comments on: Tell me the Sales Data: You Can’t Handle the Sales Data!</title>
	<link>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
	<pubDate>Sat, 22 Nov 2008 06:46:36 +0000</pubDate>
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		<title>By: Larry Nusbaum</title>
		<link>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-75</link>
		<author>Larry Nusbaum</author>
		<pubDate>Fri, 20 Oct 2006 21:01:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-75</guid>
		<description>"Phoenix is down more than San Diego, -9.5% vs. -6.6% YOY, in REAL TIME!! "&lt;br/&gt;&lt;br/&gt;Also incorrect.</description>
		<content:encoded><![CDATA[<p>&#8220;Phoenix is down more than San Diego, -9.5% vs. -6.6% YOY, in REAL TIME!! &#8220;</p>
<p>Also incorrect.</p>
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		<title>By: Larry Nusbaum</title>
		<link>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-74</link>
		<author>Larry Nusbaum</author>
		<pubDate>Fri, 20 Oct 2006 20:59:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-74</guid>
		<description>Lenders Loosen Standards&lt;br/&gt;Even as More Loans Go Sour&lt;br/&gt; Banks are making it easier to get mortgages as the housing market cools and borrowers struggle to make their payments. About 2.3% of mortgages were delinquent at the end of the third quarter, the highest level since 2003, according to Equifax and Moody's Economy.com. &lt;br/&gt;http://www.realestatejournal.com/buysell/mortgages/20061020-simon.html</description>
		<content:encoded><![CDATA[<p>Lenders Loosen Standards<br />Even as More Loans Go Sour<br /> Banks are making it easier to get mortgages as the housing market cools and borrowers struggle to make their payments. About 2.3% of mortgages were delinquent at the end of the third quarter, the highest level since 2003, according to Equifax and Moody&#8217;s Economy.com. <br /><a href="http://www.realestatejournal.com/buysell/mortgages/20061020-simon.html" rel="nofollow">http://www.realestatejournal.com/buysell/mortgages/20061020-simon.html</a></p>
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		<title>By: Larry Nusbaum</title>
		<link>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-73</link>
		<author>Larry Nusbaum</author>
		<pubDate>Fri, 20 Oct 2006 20:58:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-73</guid>
		<description>You can only stretch the underwriting guidelines so much. "&lt;br/&gt;&lt;br/&gt;They have and will continue to do so. You post like you have forgotten about the 125% lenders....they are still out there.&lt;br/&gt;&lt;br/&gt;This can no longer be the case now, since the Comptroller of the Currency has now changed the loan underwriting rules of the game.&lt;br/&gt;&lt;br/&gt;WRONG. Read my next post bubble_watcher</description>
		<content:encoded><![CDATA[<p>You can only stretch the underwriting guidelines so much. &#8220;</p>
<p>They have and will continue to do so. You post like you have forgotten about the 125% lenders&#8230;.they are still out there.</p>
<p>This can no longer be the case now, since the Comptroller of the Currency has now changed the loan underwriting rules of the game.</p>
<p>WRONG. Read my next post bubble_watcher</p>
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		<title>By: bubble_watcher</title>
		<link>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-70</link>
		<author>bubble_watcher</author>
		<pubDate>Fri, 20 Oct 2006 15:58:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-70</guid>
		<description>LMAO! &lt;br/&gt;&lt;br/&gt;Phoenix is down more than San Diego, -9.5% vs. -6.6% YOY, in REAL TIME!!</description>
		<content:encoded><![CDATA[<p>LMAO! </p>
<p>Phoenix is down more than San Diego, -9.5% vs. -6.6% YOY, in REAL TIME!!</p>
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		<title>By: Dr Housing Bubble</title>
		<link>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-68</link>
		<author>Dr Housing Bubble</author>
		<pubDate>Thu, 19 Oct 2006 23:52:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/tell-me-the-sales-data-you-can%e2%80%99t-handle-the-sales-data/#comment-68</guid>
		<description>Larry said:&lt;br/&gt;&lt;br/&gt;"BTW, San Diego is the most overvalued of all housing markets, having gone up an amazing 127% from 2000-2005 vs a modest 52% for San Francisco and for Phoenix"&lt;br/&gt;&lt;br/&gt;Sorry Larry, you're wrong on your stats:&lt;br/&gt;&lt;br/&gt;December 1999 San Francisco Area Median:  $420,000&lt;br/&gt;December 1999 Bay Area Median:    $374,000&lt;br/&gt;&lt;br/&gt;September 2006 San Francisco Area Median:  $746,000 (That equals 77.6% not 52%)&lt;br/&gt;September 2006 Bay Area Median:                  $611,000 (That equals 63.3%)&lt;br/&gt;&lt;br/&gt;Either way, not even close to your 52% figure.  Just calling it as it is.</description>
		<content:encoded><![CDATA[<p>Larry said:</p>
<p>&#8220;BTW, San Diego is the most overvalued of all housing markets, having gone up an amazing 127% from 2000-2005 vs a modest 52% for San Francisco and for Phoenix&#8221;</p>
<p>Sorry Larry, you&#8217;re wrong on your stats:</p>
<p>December 1999 San Francisco Area Median:  $420,000<br />December 1999 Bay Area Median:    $374,000</p>
<p>September 2006 San Francisco Area Median:  $746,000 (That equals 77.6% not 52%)<br />September 2006 Bay Area Median:                  $611,000 (That equals 63.3%)</p>
<p>Either way, not even close to your 52% figure.  Just calling it as it is.</p>
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