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	<title>Comments on: Real Homes of Genius:  $258,900 for a Condo in Santa Monica?  One Catch.  It is 400 Square Feet.  Attorney General Has Eyes Set on Option ARMs.</title>
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	<link>http://www.doctorhousingbubble.com/real-homes-of-genius-258900-for-a-condo-in-santa-monica-one-catch-it-is-400-square-feet-attorney-general-has-eyes-set-on-option-arms/</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
	<lastBuildDate>Fri, 12 Mar 2010 00:18:59 +0000</lastBuildDate>
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		<title>By: housing credit...</title>
		<link>http://www.doctorhousingbubble.com/real-homes-of-genius-258900-for-a-condo-in-santa-monica-one-catch-it-is-400-square-feet-attorney-general-has-eyes-set-on-option-arms/comment-page-1/#comment-41717</link>
		<dc:creator>housing credit...</dc:creator>
		<pubDate>Thu, 05 Nov 2009 22:43:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2605#comment-41717</guid>
		<description>Housing Credit was extended and expanded?  How will this effect your estimate for a 2011 bottom in the housing market?  

$8000 credit for singles making $125K and up... (i qualify now).  Also $6500 credit for anyone buying a home that has owned it for more than 5 years.  

Will this stall a drop in home prices this Winter into 2010?  Until buying season resumes in the Spring?</description>
		<content:encoded><![CDATA[<p>Housing Credit was extended and expanded?  How will this effect your estimate for a 2011 bottom in the housing market?  </p>
<p>$8000 credit for singles making $125K and up&#8230; (i qualify now).  Also $6500 credit for anyone buying a home that has owned it for more than 5 years.  </p>
<p>Will this stall a drop in home prices this Winter into 2010?  Until buying season resumes in the Spring?</p>
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		<title>By: gor mahia</title>
		<link>http://www.doctorhousingbubble.com/real-homes-of-genius-258900-for-a-condo-in-santa-monica-one-catch-it-is-400-square-feet-attorney-general-has-eyes-set-on-option-arms/comment-page-1/#comment-41690</link>
		<dc:creator>gor mahia</dc:creator>
		<pubDate>Wed, 04 Nov 2009 21:46:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2605#comment-41690</guid>
		<description>That makes the two of us!</description>
		<content:encoded><![CDATA[<p>That makes the two of us!</p>
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		<title>By: js</title>
		<link>http://www.doctorhousingbubble.com/real-homes-of-genius-258900-for-a-condo-in-santa-monica-one-catch-it-is-400-square-feet-attorney-general-has-eyes-set-on-option-arms/comment-page-1/#comment-41687</link>
		<dc:creator>js</dc:creator>
		<pubDate>Wed, 04 Nov 2009 19:08:56 +0000</pubDate>
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		<description>Actually you can get away paying extremely low taxes in CA, if you bought years ago.  There&#039;s people that bought in the 70&#039;s paying $1000 a year in property taxes on 1/2 million dollar homes.  Now if you happen to work for a living and want to buy today or you rent, forget it, you&#039;ll be paying a ton in taxes.</description>
		<content:encoded><![CDATA[<p>Actually you can get away paying extremely low taxes in CA, if you bought years ago.  There&#8217;s people that bought in the 70&#8217;s paying $1000 a year in property taxes on 1/2 million dollar homes.  Now if you happen to work for a living and want to buy today or you rent, forget it, you&#8217;ll be paying a ton in taxes.</p>
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		<title>By: Swiller</title>
		<link>http://www.doctorhousingbubble.com/real-homes-of-genius-258900-for-a-condo-in-santa-monica-one-catch-it-is-400-square-feet-attorney-general-has-eyes-set-on-option-arms/comment-page-1/#comment-41684</link>
		<dc:creator>Swiller</dc:creator>
		<pubDate>Wed, 04 Nov 2009 17:07:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2605#comment-41684</guid>
		<description>Angry that I got caught?  Hardly...angry that the system is being gamed, I call it out, and &quot;moral crusaders&quot; such as yourself attack. People like you are one of the reasons why Americans are perpetually in a state of debt slavery.
Well here&#039;s some more news so you can go back to your rock and gnash your teeth. My MODIFICATION came in the mail today. No principal reduction but...2% for the 1st 5 years, and then 1% step increases that max out at 5% from year 6-30. 30 year standard loan....which is what I wanted from the beginning, but Chase would not work with me when my credit score was 800.
But yea...I&#039;m a leech. Same job 20 years. 3 houses all owned (and lived in!) and fixed up better than when I purchased them. I&#039;m thinking we need more parasites like me. If your angry, turn it towards the ones who manipulated this whole fiasco...the FED banksters and U.S. government, or even those people you think are &quot;holy&quot; and &quot;moral&quot; men...the investors.
If decent society is people like PSPS, I&#039;d rather not be a part of it thank you very much.</description>
		<content:encoded><![CDATA[<p>Angry that I got caught?  Hardly&#8230;angry that the system is being gamed, I call it out, and &#8220;moral crusaders&#8221; such as yourself attack. People like you are one of the reasons why Americans are perpetually in a state of debt slavery.<br />
Well here&#8217;s some more news so you can go back to your rock and gnash your teeth. My MODIFICATION came in the mail today. No principal reduction but&#8230;2% for the 1st 5 years, and then 1% step increases that max out at 5% from year 6-30. 30 year standard loan&#8230;.which is what I wanted from the beginning, but Chase would not work with me when my credit score was 800.<br />
But yea&#8230;I&#8217;m a leech. Same job 20 years. 3 houses all owned (and lived in!) and fixed up better than when I purchased them. I&#8217;m thinking we need more parasites like me. If your angry, turn it towards the ones who manipulated this whole fiasco&#8230;the FED banksters and U.S. government, or even those people you think are &#8220;holy&#8221; and &#8220;moral&#8221; men&#8230;the investors.<br />
If decent society is people like PSPS, I&#8217;d rather not be a part of it thank you very much.</p>
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		<title>By: Sabin Figaro</title>
		<link>http://www.doctorhousingbubble.com/real-homes-of-genius-258900-for-a-condo-in-santa-monica-one-catch-it-is-400-square-feet-attorney-general-has-eyes-set-on-option-arms/comment-page-1/#comment-41683</link>
		<dc:creator>Sabin Figaro</dc:creator>
		<pubDate>Wed, 04 Nov 2009 16:38:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2605#comment-41683</guid>
		<description>@AnnS
Yeah, that was what I was saying, only it sounds much more intelligent when you say it...banks mark-to-market and it&#039;s another March to S&amp;P 666 (pun intended)</description>
		<content:encoded><![CDATA[<p>@AnnS<br />
Yeah, that was what I was saying, only it sounds much more intelligent when you say it&#8230;banks mark-to-market and it&#8217;s another March to S&amp;P 666 (pun intended)</p>
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