http://www.doctorhousingbubble.com/marketing-consumerism-in-the-boom-and-bust-economy-4-advertisements-showing-the-shift-in-consumer-buying-habits-pizza-airlines-real-estate-toxic-assets-and-the-simpsons/ How I Learned to Love Southern California and Forget the Housing Bubble Thu, 09 Feb 2012 06:16:36 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.doctorhousingbubble.com/marketing-consumerism-in-the-boom-and-bust-economy-4-advertisements-showing-the-shift-in-consumer-buying-habits-pizza-airlines-real-estate-toxic-assets-and-the-simpsons/#comment-35581 david_tome Sun, 12 Apr 2009 09:42:07 +0000 http://www.doctorhousingbubble.com/?p=1666#comment-35581 Using credit cards is all about discipline. If we have a tendency of accumulating debts, we shouldn't trust ourselves to have credit cards. Avoiding debts starts from within, just like most of everything else. Using credit cards is all about discipline. If we have a tendency of accumulating debts, we shouldn’t trust ourselves to have credit cards. Avoiding debts starts from within, just like most of everything else.

]]> http://www.doctorhousingbubble.com/marketing-consumerism-in-the-boom-and-bust-economy-4-advertisements-showing-the-shift-in-consumer-buying-habits-pizza-airlines-real-estate-toxic-assets-and-the-simpsons/#comment-35580 Rick Sun, 12 Apr 2009 09:34:36 +0000 http://www.doctorhousingbubble.com/?p=1666#comment-35580 I'm confident to say that I've always been a discplined credit card user. It's helped me in some types of emergencies. I pay my bills on time and haven't had to pay any late payment fees. But after reading your comments, I may have to close my credit card account and use cash instead. I’m confident to say that I’ve always been a discplined credit card user. It’s helped me in some types of emergencies. I pay my bills on time and haven’t had to pay any late payment fees. But after reading your comments, I may have to close my credit card account and use cash instead.

]]> http://www.doctorhousingbubble.com/marketing-consumerism-in-the-boom-and-bust-economy-4-advertisements-showing-the-shift-in-consumer-buying-habits-pizza-airlines-real-estate-toxic-assets-and-the-simpsons/#comment-35579 different clue Sun, 12 Apr 2009 06:21:31 +0000 http://www.doctorhousingbubble.com/?p=1666#comment-35579 Well then...every purchase from a small bussiness person and an independent merchant which was paid for in cash...would mean from 2.5% to 4% more money than otherwise to that independent bussinessmerchant person right there. If no "merchant fee" is paid by the merchant for payment recieved in check form, then the same is true for payment by check. So paying for purchases by check or cash, not credit cards, might give small bussinesses a survival advantage. If enough people do it often enough for long enough to make a difference to those small bussinesses. Well then…every purchase from a small bussiness person and an independent merchant which was paid for in cash…would mean from 2.5% to 4% more money
than otherwise to that independent bussinessmerchant person right there. If no “merchant fee” is paid by the merchant for payment recieved in check form, then the same is true for payment by check. So paying for purchases by check or cash, not credit cards, might give small bussinesses a survival advantage. If enough people do it often enough for long enough to make a difference to those small bussinesses.

]]> http://www.doctorhousingbubble.com/marketing-consumerism-in-the-boom-and-bust-economy-4-advertisements-showing-the-shift-in-consumer-buying-habits-pizza-airlines-real-estate-toxic-assets-and-the-simpsons/#comment-35577 Digital Owl Sun, 12 Apr 2009 03:25:52 +0000 http://www.doctorhousingbubble.com/?p=1666#comment-35577 I'd really like to see Part II of that Century 21 commercial, set two years post-sale, when the exploding ARM those people took out to buy that house goes off, and now that wretched wife is the one receiving the browbeating from the husband, who is clutching a foreclosure notice in his hands. I’d really like to see Part II of that Century 21 commercial, set two years post-sale, when the exploding ARM those people took out to buy that house goes off, and now that wretched wife is the one receiving the browbeating from the husband, who is clutching a foreclosure notice in his hands.

]]> http://www.doctorhousingbubble.com/marketing-consumerism-in-the-boom-and-bust-economy-4-advertisements-showing-the-shift-in-consumer-buying-habits-pizza-airlines-real-estate-toxic-assets-and-the-simpsons/#comment-35563 Adam S Sat, 11 Apr 2009 09:17:52 +0000 http://www.doctorhousingbubble.com/?p=1666#comment-35563 Robert, the banks make anywhere from 2.5% to 4% in merchants fees everytime you use your credit card. The banks and payment processing compaies are robbing small businesspeople and independent merchants blind. Robert, the banks make anywhere from 2.5% to 4% in merchants fees everytime you use your credit card. The banks and payment processing compaies are robbing small businesspeople and independent merchants blind.

]]>