Comments on: Japan Iwato and Heisei stock and housing bubbles – How the U.S. is following in the path of Japan. Real estate lost decade, technology stock market bust, quantitative easing, and mania inducing monetary policy. http://www.doctorhousingbubble.com/japan-iwato-and-heisei-boom-real-estate-bubble-stock-market-bubble/ How I Learned to Love Southern California and Forget the Housing Bubble Thu, 09 Feb 2012 03:22:22 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: tj http://www.doctorhousingbubble.com/japan-iwato-and-heisei-boom-real-estate-bubble-stock-market-bubble/#comment-51432 tj Thu, 29 Jul 2010 14:15:04 +0000 http://www.doctorhousingbubble.com/?p=3481#comment-51432 you're=your I originally wrote "you're arguing that..." you’re=your
I originally wrote “you’re arguing that…”

]]> By: James in Jupiter http://www.doctorhousingbubble.com/japan-iwato-and-heisei-boom-real-estate-bubble-stock-market-bubble/#comment-51431 James in Jupiter Thu, 29 Jul 2010 13:46:59 +0000 http://www.doctorhousingbubble.com/?p=3481#comment-51431 Anecdotal evidence should not guide one through life. The data indicate that an ivy league education along with the connections made there, leads people to more success. If your kid is undecided, he or she is a loser and probably does not belong in a good school. A degree is not a passport. However, it is a ticket in the door. Try getting an engineering, law or nursing job without one. I'll finish with an aphorism... The graduate with a Science degree asks, "Why does it work?" The graduate with an Engineering degree asks, "How does it work?" The graduate with an Accounting degree asks, "How much will it cost?" The graduate with a Liberal Arts degree asks, "Do you want fries with that?" Anecdotal evidence should not guide one through life. The data indicate that an ivy league education along with the connections made there, leads people to more success.

If your kid is undecided, he or she is a loser and probably does not belong in a good school.

A degree is not a passport. However, it is a ticket in the door. Try getting an engineering, law or nursing job without one.

I’ll finish with an aphorism…

The graduate with a Science degree asks, “Why does it work?” The graduate with an Engineering degree asks, “How does it work?” The graduate with an Accounting degree asks, “How much will it cost?” The graduate with a Liberal Arts degree asks, “Do you want fries with that?”

]]> By: tj http://www.doctorhousingbubble.com/japan-iwato-and-heisei-boom-real-estate-bubble-stock-market-bubble/#comment-51410 tj Wed, 28 Jul 2010 16:21:11 +0000 http://www.doctorhousingbubble.com/?p=3481#comment-51410 Doc, I can explain how you *may* be wrong about deflation/inflation. You're argument is that globally, wages are low and that the effect of a large labor supply and low wages outside the US is deflationary to US wages. That is true- if the value of the dollar is constant, IE the dollar remains at a stable exchange with other currencies. However, should the dollar continue to decline the relative cost of foreign labor increases and wage deflation In the US would ease or be non existant. However, this should not be cheered, because inflation would lower the standard of living for most individuals but is politically the easiest way to deal with credit bubbles/deflation/low wages. Doc,

I can explain how you *may* be wrong about deflation/inflation. You’re argument is that globally, wages are low and that the effect of a large labor supply and low wages outside the US is deflationary to US wages. That is true- if the value of the dollar is constant, IE the dollar remains at a stable exchange with other currencies. However, should the dollar continue to decline the relative cost of foreign labor increases and wage deflation In the US would ease or be non existant. However, this should not be cheered, because inflation would lower the standard of living for most individuals but is politically the easiest way to deal with credit bubbles/deflation/low wages.

]]> By: donethat http://www.doctorhousingbubble.com/japan-iwato-and-heisei-boom-real-estate-bubble-stock-market-bubble/#comment-51385 donethat Tue, 27 Jul 2010 23:41:51 +0000 http://www.doctorhousingbubble.com/?p=3481#comment-51385 The government set a fixed rate for Stanford loans, about 6.5 percent, and for Parent Plus loans, about 8 percent. To give banks liquidity and a hidden subsidy, the DoEducation has bought a bunch of these loans and hired 3rd parties to service them. No idea how much profit besides the 4 points the banks made for holding these loans, some of then just for a few months. While 10 year Treasuries, a balloon debt are at 3 percent, you can pay 8 percent on an amortized student loan. Seems there might be a market opportunity since student loans are only slight less interest than personal loans. The government set a fixed rate for Stanford loans, about 6.5 percent, and for Parent Plus loans, about 8 percent. To give banks liquidity and a hidden subsidy, the DoEducation has bought a bunch of these loans and hired 3rd parties to service them. No idea how much profit besides the 4 points the banks made for holding these loans, some of then just for a few months.

While 10 year Treasuries, a balloon debt are at 3 percent, you can pay 8 percent on an amortized student loan.

Seems there might be a market opportunity since student loans are only slight less interest than personal loans.

]]> By: Robin Thomas http://www.doctorhousingbubble.com/japan-iwato-and-heisei-boom-real-estate-bubble-stock-market-bubble/#comment-51377 Robin Thomas Tue, 27 Jul 2010 16:45:42 +0000 http://www.doctorhousingbubble.com/?p=3481#comment-51377 Those of you who still believe in the left/right paradigm...you are the definition of clueless. Those of you who still believe in the left/right paradigm…you are the definition of clueless.

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