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	<title>Comments on: Housing Bubble Blog News on the Decline Year-on-Year? What is Going On?</title>
	<link>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
	<pubDate>Wed, 08 Oct 2008 08:20:27 +0000</pubDate>
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		<title>By: Dr Housing Bubble</title>
		<link>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-198</link>
		<author>Dr Housing Bubble</author>
		<pubDate>Sun, 21 Jan 2007 18:07:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-198</guid>
		<description>consa:&lt;br/&gt;&lt;br/&gt;Not only the leverage but also the amount of sub-prime originations.  If anything, I think this will be the first thing that will derail the market.  The reason being is that this group is the least likely to handle any adjustments to their monthly payments.  Not only that, but their loans have the highest rates and worst terms.</description>
		<content:encoded><![CDATA[<p>consa:</p>
<p>Not only the leverage but also the amount of sub-prime originations.  If anything, I think this will be the first thing that will derail the market.  The reason being is that this group is the least likely to handle any adjustments to their monthly payments.  Not only that, but their loans have the highest rates and worst terms.</p>
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		<title>By: Dr Housing Bubble</title>
		<link>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-197</link>
		<author>Dr Housing Bubble</author>
		<pubDate>Sun, 21 Jan 2007 18:05:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-197</guid>
		<description>ocrenter:&lt;br/&gt;&lt;br/&gt;Thanks for the add.  I just saw that Phx. Arizona went over 51,500 today on your site.  Every market has inventory going through the roof.  Any guesses where we will be in December of 2007?</description>
		<content:encoded><![CDATA[<p>ocrenter:</p>
<p>Thanks for the add.  I just saw that Phx. Arizona went over 51,500 today on your site.  Every market has inventory going through the roof.  Any guesses where we will be in December of 2007?</p>
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		<title>By: Consa</title>
		<link>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-196</link>
		<author>Consa</author>
		<pubDate>Sun, 21 Jan 2007 12:01:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-196</guid>
		<description>HI Dr.B, what needs to be taken into account is the leverage between now and 1989-90 - this is huge and a lot bigger than that piddly downturn, prepare for the worst case scenario, also the trade deficit is enormous compared with back then, nice blog BTW&lt;br/&gt;http://forum.globalhousepricecrash.com</description>
		<content:encoded><![CDATA[<p>HI Dr.B, what needs to be taken into account is the leverage between now and 1989-90 - this is huge and a lot bigger than that piddly downturn, prepare for the worst case scenario, also the trade deficit is enormous compared with back then, nice blog BTW<br /><a href="http://forum.globalhousepricecrash.com" rel="nofollow">http://forum.globalhousepricecrash.com</a></p>
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		<title>By: ocrenter</title>
		<link>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-195</link>
		<author>ocrenter</author>
		<pubDate>Sun, 21 Jan 2007 07:16:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-195</guid>
		<description>dr.HB, finally got my act together and added you to my links. great site!</description>
		<content:encoded><![CDATA[<p>dr.HB, finally got my act together and added you to my links. great site!</p>
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		<title>By: Dr Housing Bubble</title>
		<link>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-194</link>
		<author>Dr Housing Bubble</author>
		<pubDate>Fri, 19 Jan 2007 18:08:00 +0000</pubDate>
		<guid>http://www.doctorhousingbubble.com/housing-bubble-blog-news-on-the-decline-year-on-year-what-is-going-on/#comment-194</guid>
		<description>Frank,&lt;br/&gt;&lt;br/&gt;Glad to hear that you are taking the high road.  Again, realtors serve a purpose and in probably 40 states bubble-mania has not infected the market to the extent of certain coastal regions; we happen to live in two that fall into this category.  &lt;br/&gt;&lt;br/&gt;Again, referring back to housing cycles I think we’re barely on the down trend of a coming housing bear market.  &lt;br/&gt;&lt;br/&gt;We would be curious to hear what your prediction for the upcoming year is?</description>
		<content:encoded><![CDATA[<p>Frank,</p>
<p>Glad to hear that you are taking the high road.  Again, realtors serve a purpose and in probably 40 states bubble-mania has not infected the market to the extent of certain coastal regions; we happen to live in two that fall into this category.  </p>
<p>Again, referring back to housing cycles I think we’re barely on the down trend of a coming housing bear market.  </p>
<p>We would be curious to hear what your prediction for the upcoming year is?</p>
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