If mortgage servicers don’t have to make contact with borrowers to freeze loans, how do the servicers know the properties are owner occupied, and not investment properties?

If borrowers won’t have to document current income for the rate freeze, how can servicers avoid modifying initially fraudulent loans?

Does the industry group that wrote the rate freeze represent investors in Mortgage Backed Securities, or companies that profit from the issuance of the securities?

Did the top mortgage service providers, ratings agencies and bond issuers, who are all members of the industry group which wrote the rate freeze, influence the decision to charge bond holders for counseling and modification expenses?

How much have the servicers agreed to charge for modification and counseling?

If the rate freeze temporarily props up housing markets and mortgage bonds that some lenders, borrowers credit rating agencies and appraisers fraudulently helped inflate, will would-be buyers face artificially overpriced housing markets?

How much did Treasury Secretary Paulson and Goldman Sachs profit from involvement in the mortgage securitization process from 2004 to 2006?

Should those who created and profited from the subprime problems be trusted to author and facilitate the remedy?

In creating the framework for the rate freeze, did those who created and profited from the subprime problems prioritize their financial interests and avoidance of criminal liability?

Does the rate freeze encourage borrowers to keep paying for assets that continue to fall in value?

Will the freeze prevent owners of mortgage-backed securities from suing U.S. banks to force them to buy back worthless mortgage securities at face value?

Who would benefit if fewer foreclosures occur as homeowners continue to pay on mortgage larger than current values?

If investors believe contracts can be altered, could the rate freeze reduce confidence in mortgage bonds, leading to higher rates for those trying to refinance or buy?

Could higher foreclosure rates encourage further political interference with contracts?

Will some borrowers miss payments on other debt that they otherwise wouldn’t have been late on to bring down credit scores to qualify for the freeze?

How many credit card payments would it take for a 700 FICO score to fall under 660, to qualify for the loan freeze?

Should Americans help borrowers, lenders and investment banks who didn’t understand the consequences of their actions?

If fraud is found in the origination process, can mortgage bond investors require banks to buy back loans at face value?

By putting off foreclosures for several years, could the freeze delay bond investors from suing?