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	<title>Comments on: 3 housing stories that’ll surprise you – FHA only starting to tighten loans standards (for real this time, maybe), deed-in-lieu of foreclosures growing, and fining banks for neglected properties.  BofA FHA insured delinquent loans increase nearly 200 percent in one year.</title>
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	<link>http://www.doctorhousingbubble.com/fha-insured-defaults-spike-200-percent-bofa-deed-in-lieu-of-foreclosure-trend-fines-for-foreclosed-properties-3-stories/</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
	<lastBuildDate>Thu, 09 Feb 2012 06:16:36 +0000</lastBuildDate>
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		<title>By: Swiller</title>
		<link>http://www.doctorhousingbubble.com/fha-insured-defaults-spike-200-percent-bofa-deed-in-lieu-of-foreclosure-trend-fines-for-foreclosed-properties-3-stories/#comment-51055</link>
		<dc:creator>Swiller</dc:creator>
		<pubDate>Thu, 22 Jul 2010 18:50:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3470#comment-51055</guid>
		<description>Um gee, I dunno, maybe because they can AFFORD too? Why should a person making $10,000 a year have to pay the same percentage of someone making $100 million a year? 10% of 10k = 1,000....9,000 per year to live on. 10% of 100 million = 10 million.....90 million a year to live on.

When is enough enough? Capitalism victimizes the small, and is weighted to make the rich....incredibly richer. There has to be wealth transfer, normally this is done through work, and being paid a salary where you can actually not just survive, but prosper, but we all know that paying people like that is SOCIALISM, and we don&#039;t want socialism, we want 20% of the population to control 70% of the money.</description>
		<content:encoded><![CDATA[<p>Um gee, I dunno, maybe because they can AFFORD too? Why should a person making $10,000 a year have to pay the same percentage of someone making $100 million a year? 10% of 10k = 1,000&#8230;.9,000 per year to live on. 10% of 100 million = 10 million&#8230;..90 million a year to live on.</p>
<p>When is enough enough? Capitalism victimizes the small, and is weighted to make the rich&#8230;.incredibly richer. There has to be wealth transfer, normally this is done through work, and being paid a salary where you can actually not just survive, but prosper, but we all know that paying people like that is SOCIALISM, and we don&#8217;t want socialism, we want 20% of the population to control 70% of the money.</p>
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		<title>By: Swiller</title>
		<link>http://www.doctorhousingbubble.com/fha-insured-defaults-spike-200-percent-bofa-deed-in-lieu-of-foreclosure-trend-fines-for-foreclosed-properties-3-stories/#comment-51054</link>
		<dc:creator>Swiller</dc:creator>
		<pubDate>Thu, 22 Jul 2010 18:42:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3470#comment-51054</guid>
		<description>Many people have nothing other than Social Security because the government has allowed big business to pay peanuts....many people just run the hamster wheel paying BILLS and unable to save. The rich keep getting richer and the middle class gets screwed. Big business loves illegal immigration to drive down labor prices for the common serfs, while executive pay rises 700% in the last 10 years.

America is sucking hind wind now, and many other countries actually have MORE freedoms on  daily basis to live than the U.S. America is still the best country in the world, but it is ONLY because of the Constitution, and they are tearing that down with the CONSENT of the american idiot who keeps voting republican OR democrat. Yes, that&#039;s correct, I just blamed YOU.</description>
		<content:encoded><![CDATA[<p>Many people have nothing other than Social Security because the government has allowed big business to pay peanuts&#8230;.many people just run the hamster wheel paying BILLS and unable to save. The rich keep getting richer and the middle class gets screwed. Big business loves illegal immigration to drive down labor prices for the common serfs, while executive pay rises 700% in the last 10 years.</p>
<p>America is sucking hind wind now, and many other countries actually have MORE freedoms on  daily basis to live than the U.S. America is still the best country in the world, but it is ONLY because of the Constitution, and they are tearing that down with the CONSENT of the american idiot who keeps voting republican OR democrat. Yes, that&#8217;s correct, I just blamed YOU.</p>
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		<title>By: Foolio</title>
		<link>http://www.doctorhousingbubble.com/fha-insured-defaults-spike-200-percent-bofa-deed-in-lieu-of-foreclosure-trend-fines-for-foreclosed-properties-3-stories/#comment-51033</link>
		<dc:creator>Foolio</dc:creator>
		<pubDate>Thu, 22 Jul 2010 13:30:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3470#comment-51033</guid>
		<description>Great chart from Yahoo at the bottom of this latest report...

http://finance.yahoo.com/real-estate/article/110131/housing-market-stumbles</description>
		<content:encoded><![CDATA[<p>Great chart from Yahoo at the bottom of this latest report&#8230;</p>
<p><a href="http://finance.yahoo.com/real-estate/article/110131/housing-market-stumbles" rel="nofollow">http://finance.yahoo.com/real-estate/article/110131/housing-market-stumbles</a></p>
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		<title>By: Endlessly Renting in LA</title>
		<link>http://www.doctorhousingbubble.com/fha-insured-defaults-spike-200-percent-bofa-deed-in-lieu-of-foreclosure-trend-fines-for-foreclosed-properties-3-stories/#comment-51031</link>
		<dc:creator>Endlessly Renting in LA</dc:creator>
		<pubDate>Thu, 22 Jul 2010 02:54:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3470#comment-51031</guid>
		<description>Well, whatdoyathink, now that women have had that choice and won&#039;t go back, society will just have to look elsewhere for solutions.  Boomers have been pretty productive, especially in the area of science and technology, wouldn&#039;t you agree?  So I guess we&#039;ll just have to turn to modern science to clone massive numbers of young workers to support all of those selfish boomers in their waning years!  How else to save the economy?  Oh, but what about Freakonomics&#039; argument about how abortion rights ultimately and dramatically lowered crime rates?</description>
		<content:encoded><![CDATA[<p>Well, whatdoyathink, now that women have had that choice and won&#8217;t go back, society will just have to look elsewhere for solutions.  Boomers have been pretty productive, especially in the area of science and technology, wouldn&#8217;t you agree?  So I guess we&#8217;ll just have to turn to modern science to clone massive numbers of young workers to support all of those selfish boomers in their waning years!  How else to save the economy?  Oh, but what about Freakonomics&#8217; argument about how abortion rights ultimately and dramatically lowered crime rates?</p>
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		<title>By: Ian</title>
		<link>http://www.doctorhousingbubble.com/fha-insured-defaults-spike-200-percent-bofa-deed-in-lieu-of-foreclosure-trend-fines-for-foreclosed-properties-3-stories/#comment-51030</link>
		<dc:creator>Ian</dc:creator>
		<pubDate>Thu, 22 Jul 2010 02:28:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3470#comment-51030</guid>
		<description>&gt; As a young attorney with excellent credit, I was also able to receive 100% financing...

Yeah, but over the lifetime of the mortgage, you are still going to end up paying 1.5 (15 year) or 2.5 (30 year) times the principal.  I couldn&#039;t afford the house I bought last month if I had to borrow the money to buy it.</description>
		<content:encoded><![CDATA[<p>&gt; As a young attorney with excellent credit, I was also able to receive 100% financing&#8230;</p>
<p>Yeah, but over the lifetime of the mortgage, you are still going to end up paying 1.5 (15 year) or 2.5 (30 year) times the principal.  I couldn&#8217;t afford the house I bought last month if I had to borrow the money to buy it.</p>
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