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	<title>Dr. Housing Bubble Blog &#187; Zillow</title>
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	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
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		<title>Is California the new Japan? – 5 charts showing nonfarm payrolls at 1998 levels, underemployment of 23 percent, 685,000 homes at least 90 days delinquent, a massive zombie real estate sector, and a decreasing homeownership rate.</title>
		<link>http://www.doctorhousingbubble.com/california-the-new-japan-zombie-banks-real-estate-unemployment-economic-stagnation-real-estate/</link>
		<comments>http://www.doctorhousingbubble.com/california-the-new-japan-zombie-banks-real-estate-unemployment-economic-stagnation-real-estate/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 19:48:38 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[Zillow]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[shadow inventory]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=4209</guid>
		<description><![CDATA[California is facing a long and painfully drawn out foreclosure and budget crisis.  From talking with average people it is apparent that psychologically, people have a hard time imaging a decade where things move horizontally.  In terms of housing prices California is inching closer to a lost decade.  We’ve already reached it if we include [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/california-the-new-japan-zombie-banks-real-estate-unemployment-economic-stagnation-real-estate/feed/</wfw:commentRss>
		<slash:comments>48</slash:comments>
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		<title>Real Homes of Genius:  Santa Monica 735 square foot home for $649,000.  And they say the housing bubble is over?  Figuring out real estate values by looking at comparable lease rates.</title>
		<link>http://www.doctorhousingbubble.com/santa-monica-housing-rent-buy-price-metrics-valuing-real-estate-in-westside-los-angeles/</link>
		<comments>http://www.doctorhousingbubble.com/santa-monica-housing-rent-buy-price-metrics-valuing-real-estate-in-westside-los-angeles/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 18:56:59 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing-2010]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[real-homes-of-genius]]></category>
		<category><![CDATA[Zillow]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[real estate values]]></category>
		<category><![CDATA[santa monica]]></category>
		<category><![CDATA[westside la]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3236</guid>
		<description><![CDATA[The housing bubble is alive and well in certain Westside cities.  Even as the state in other areas like the Inland Empire has found a more reasonable price level, some areas seem to remain in a state of denial.  Prices remain elevated in some markets even though the overall trend is pushing to lower prices.  [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/santa-monica-housing-rent-buy-price-metrics-valuing-real-estate-in-westside-los-angeles/feed/</wfw:commentRss>
		<slash:comments>34</slash:comments>
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		<title>The End of the 6% Commission:  Examining the National Association of Realtors and why Agents and Lenders are Going the way of the Travel Agent.</title>
		<link>http://www.doctorhousingbubble.com/commission-money-real-estate-housing-zillow-redfin-ziprealt/</link>
		<comments>http://www.doctorhousingbubble.com/commission-money-real-estate-housing-zillow-redfin-ziprealt/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 08:11:10 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[fraud]]></category>
		<category><![CDATA[housing-2009]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[realtors]]></category>
		<category><![CDATA[Zillow]]></category>
		<category><![CDATA[commission]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[redfin]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=1373</guid>
		<description><![CDATA[The real estate business will never be the same because the rules of engagement have now been altered by the collapsing economy.  I made this argument many years ago and faced a strong amount of resistance.  My argument was that real estate agents and lenders/brokers are overpaid while Wall Street assumed the role of head [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/commission-money-real-estate-housing-zillow-redfin-ziprealt/feed/</wfw:commentRss>
		<slash:comments>34</slash:comments>
		</item>
		<item>
		<title>Zillowed, Disappearing Inventory, and Free Housing:  3 Major Psychological Reasons Why Housing is Still Declining and Living Rent and Mortgage Free.</title>
		<link>http://www.doctorhousingbubble.com/zillowed-disappearing-inventory-and-free-housing-3-major-psychological-reasons-why-housing-is-still-declining-and-living-rent-and-mortgage-free/</link>
		<comments>http://www.doctorhousingbubble.com/zillowed-disappearing-inventory-and-free-housing-3-major-psychological-reasons-why-housing-is-still-declining-and-living-rent-and-mortgage-free/#comments</comments>
		<pubDate>Thu, 08 May 2008 06:15:39 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[housing-2008]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[Zillow]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/zillowed-disappearing-inventory-and-free-housing-3-major-psychological-reasons-why-housing-is-still-declining-and-living-rent-and-mortgage-free/</guid>
		<description><![CDATA[You know you do it. Deep down you know you feel a bit sneaky when you do it like going on a clandestine secret mission. I would venture to guess that you have Zillowed yourself or homes in your neighborhood. Welcome to the major equalizing force in the housing game, information. In 2006 when I [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/zillowed-disappearing-inventory-and-free-housing-3-major-psychological-reasons-why-housing-is-still-declining-and-living-rent-and-mortgage-free/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>The Sacred Commission: 3 Reasons Why Commissions Will Come Down.</title>
		<link>http://www.doctorhousingbubble.com/the-sacred-commission-3-reasons-why-commissions-will-come-down/</link>
		<comments>http://www.doctorhousingbubble.com/the-sacred-commission-3-reasons-why-commissions-will-come-down/#comments</comments>
		<pubDate>Tue, 18 Sep 2007 13:00:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[housing-2007]]></category>
		<category><![CDATA[realtors]]></category>
		<category><![CDATA[revolving-debt]]></category>
		<category><![CDATA[Zillow]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/2007/09/18/the-sacred-commission-3-reasons-why-commissions-will-come-down/</guid>
		<description><![CDATA[&#160; During the housing boom, agents and mortgage brokers have done extremely well. In fact, word spread so quickly that we have seen large increases in the number of people making career shifts into the housing industry. From 1989 to 2001, the membership numbers for National Association of Realtors was around 800,000. However, from 2002 [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/the-sacred-commission-3-reasons-why-commissions-will-come-down/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
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