Archive for the 'real-estate' Category

Judgment day for housing shadow inventory already here – Foreclosure inventories reach an all-time high. FHA and GSE loans only game in town.


Reinventing Japan’s economic lost decades in the United States: Seven charts tracking the parallels between the lost decades in Japan and our approach to a first lost decade. Young adults moving back at home reflecting societal changes experienced in Japan.


The oxymoron of Southern California real estate – Two of the most affordable counties in the state are here in Southern California? Acknowledging that household income is the most important driver in stable housing markets. Two lost decades in home prices.


Mark to fantasy model of real estate accounting. California property assessments down only 4 percent from peak but home values are down by 37 percent. FHA default rates surge.


Manic California – state budget gets worse with projected deficit of $20 billion on the books again. Aging population fastest growing segment in next decade. Disturbing trend of replacing smoking with a double latte.


Day of reckoning for shadow inventory and distressed properties – 40 percent of properties in foreclosure have not made a payment in two years or more.


Trifecta of keeping the housing bubble inflated in pocket markets –Senate votes to reinstate big loan limits, pushes visas for wealthy foreign home buyers, and artificially slams rates lower to hammer savers.


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