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	<title>Dr. Housing Bubble Blog &#187; psychology</title>
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	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
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		<title>University of debt and home buying – recent college graduates and the growing inflation in college tuition.  Many recent graduates unemployed or working in jobs that require no college degree.  University of California tuition tripled in last decade while California incomes went stagnant.</title>
		<link>http://www.doctorhousingbubble.com/university-of-california-debt-uc-education-tripled-last-decade-college-graduates-home-buying-california-college-debt/</link>
		<comments>http://www.doctorhousingbubble.com/university-of-california-debt-uc-education-tripled-last-decade-college-graduates-home-buying-california-college-debt/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 18:26:11 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[young homebuyers]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[uc]]></category>
		<category><![CDATA[university of california]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5254</guid>
		<description><![CDATA[Younger Americans, especially recent graduates are starting to question the limits of debt.  Many are paying incredibly high prices for a college education and are living through a decade where most of the financial pain around the world was brought on by misuse of debt.  Some of these younger Americans have seen their family’s household [...]]]></description>
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		<slash:comments>36</slash:comments>
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		<title>Judgment day for housing shadow inventory already here – Foreclosure inventories reach an all-time high.  FHA and GSE loans only game in town.</title>
		<link>http://www.doctorhousingbubble.com/judgment-day-for-housing-shadow-inventory-at-peak-foreclosures-at-record-high-fha-gse-dominate-markets/</link>
		<comments>http://www.doctorhousingbubble.com/judgment-day-for-housing-shadow-inventory-at-peak-foreclosures-at-record-high-fha-gse-dominate-markets/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 22:07:08 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[shadow inventory]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[u.s. treasury]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5135</guid>
		<description><![CDATA[With the Federal Reserve promising to bailout the entire world it is hard to grab any headlines away from that kind of action.  In spite of putting the American taxpayer at risk for global debt issues especially when we have big enough problems at home we have now reached an all-time high with foreclosure inventories.  [...]]]></description>
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		<slash:comments>52</slash:comments>
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		<title>Reinventing Japan’s economic lost decades in the United States: Seven charts tracking the parallels between the lost decades in Japan and our approach to a first lost decade.  Young adults moving back at home reflecting societal changes experienced in Japan.</title>
		<link>http://www.doctorhousingbubble.com/japan-lost-decades-reinventing-japan-economic-lost-decades-in-the-united-states-young-adults-real-estate-trends-stock-markets/</link>
		<comments>http://www.doctorhousingbubble.com/japan-lost-decades-reinventing-japan-economic-lost-decades-in-the-united-states-young-adults-real-estate-trends-stock-markets/#comments</comments>
		<pubDate>Sun, 27 Nov 2011 17:58:19 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[global crisis]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[japan asset bubble]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[market history]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[Japan economy]]></category>
		<category><![CDATA[Japan real estate bubble]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5116</guid>
		<description><![CDATA[Five years of falling home prices have caused societal shifts in the perception of housing.  We need to remember that psychologically this is the first generation where a prolonged and severe crash in home values has occurred since the Great Depression.  We are hard pressed to even use the Great Depression as an example since [...]]]></description>
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		<slash:comments>58</slash:comments>
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		<title>Manic California – state budget gets worse with projected deficit of $20 billion on the books again.  Aging population fastest growing segment in next decade.  Disturbing trend of replacing smoking with a double latte.</title>
		<link>http://www.doctorhousingbubble.com/manic-california-state-budget-projected-deficit-20-billion-aging-population-fastest-growing-segment/</link>
		<comments>http://www.doctorhousingbubble.com/manic-california-state-budget-projected-deficit-20-billion-aging-population-fastest-growing-segment/#comments</comments>
		<pubDate>Sun, 13 Nov 2011 16:41:08 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[baby-boomers]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[california budget]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5081</guid>
		<description><![CDATA[California has one of the most volatile and wobbly budgets in the nation.  Part of this comes from the inherent structure of the tax system where a large portion of revenues come from fluctuating items like sales tax, corporate tax, and personal income tax that swing wildly like a vine in the wind during recessions.  [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/manic-california-state-budget-projected-deficit-20-billion-aging-population-fastest-growing-segment/feed/</wfw:commentRss>
		<slash:comments>70</slash:comments>
		</item>
		<item>
		<title>Housing apocalypse prediction of hyperinflation and real estate values – Debunking the hyperinflation argument to purchase housing.  Examining real estate in deflation, inflation, and hyperinflation.</title>
		<link>http://www.doctorhousingbubble.com/housing-apocalypse-prediction-of-hyperinflation-real-estate-values-debunking-hyperinflation-argument-deflation/</link>
		<comments>http://www.doctorhousingbubble.com/housing-apocalypse-prediction-of-hyperinflation-real-estate-values-debunking-hyperinflation-argument-deflation/#comments</comments>
		<pubDate>Sun, 06 Nov 2011 17:03:38 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[global crisis]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[market history]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[deflation]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[hyperinflation]]></category>
		<category><![CDATA[real-estate]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5065</guid>
		<description><![CDATA[I’m not sure why a few are looking at real estate as some safe haven from hyperinflation.  Do they even know what hyperinflation looks like?  Let us set aside the reality that since the crisis hit with a full frontal attack and the bubble popped in 2007 we have been living through a debt destruction [...]]]></description>
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		<slash:comments>79</slash:comments>
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