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	<title>Dr. Housing Bubble Blog &#187; mainstream-media</title>
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	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
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		<title>Baby boomers and the 4 million seriously delinquent loans – 10,000 Americans turn 65 years of age each day and this trend will go on for nearly two decades.  Housing starts and completions reach record low in 2011.</title>
		<link>http://www.doctorhousingbubble.com/baby-boomers-4-million-seriously-delinquent-loans-down-size-real-estate-housing-reos-shadow-inventory/</link>
		<comments>http://www.doctorhousingbubble.com/baby-boomers-4-million-seriously-delinquent-loans-down-size-real-estate-housing-reos-shadow-inventory/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 08:06:56 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[baby-boomers]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[down size]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[shadow inventory]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5274</guid>
		<description><![CDATA[The prospects of a housing recovery in 2012 seem unlikely as continued weak momentum carries over from the second half of 2011.  Globally, housing bubbles are entering into peak mania phases as hot money seeks a safe harbor for the short-term.  Back here in the United States, we can look at the cold hard reality [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/baby-boomers-4-million-seriously-delinquent-loans-down-size-real-estate-housing-reos-shadow-inventory/feed/</wfw:commentRss>
		<slash:comments>73</slash:comments>
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		<title>Trifecta of keeping the housing bubble inflated in pocket markets –Senate votes to reinstate big loan limits, pushes visas for wealthy foreign home buyers, and artificially slams rates lower to hammer savers.</title>
		<link>http://www.doctorhousingbubble.com/trifecta-of-keeping-the-housing-bubble-inflated-in-pocket-markets-%e2%80%93senate-votes-to-reinstate-big-loan-limits-pushes-visas-for-wealthy-foreign-home-buyers-and-artificially-slams-rates-lower-t/</link>
		<comments>http://www.doctorhousingbubble.com/trifecta-of-keeping-the-housing-bubble-inflated-in-pocket-markets-%e2%80%93senate-votes-to-reinstate-big-loan-limits-pushes-visas-for-wealthy-foreign-home-buyers-and-artificially-slams-rates-lower-t/#comments</comments>
		<pubDate>Wed, 26 Oct 2011 00:19:08 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[housing]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5041</guid>
		<description><![CDATA[It should be abundantly clear and obvious that the government and Wall Street want nothing more than to keep home prices inflated and are sticking out a giant middle finger to the majority of Americans.  You might have missed the glorious news that our stunningly cunning Senate decided to reinstate the heightened loan limits for [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/trifecta-of-keeping-the-housing-bubble-inflated-in-pocket-markets-%e2%80%93senate-votes-to-reinstate-big-loan-limits-pushes-visas-for-wealthy-foreign-home-buyers-and-artificially-slams-rates-lower-t/feed/</wfw:commentRss>
		<slash:comments>131</slash:comments>
		</item>
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		<title>The arrival of housing purgatory – Why is housing experiencing one of its worst sales years even with the 30 year fixed rate mortgage breaking into the 3 percent range?  A case as to why housing will remain a poor investment deep into 2015.</title>
		<link>http://www.doctorhousingbubble.com/arrival-of-housing-purgatory-housing-bad-investment-until-2015-low-mortgage-rates-make-debt-cheap-yet-no-income-growth-jobs-household-formation/</link>
		<comments>http://www.doctorhousingbubble.com/arrival-of-housing-purgatory-housing-bad-investment-until-2015-low-mortgage-rates-make-debt-cheap-yet-no-income-growth-jobs-household-formation/#comments</comments>
		<pubDate>Sun, 09 Oct 2011 15:56:19 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[double dip]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing valuation]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[housing data]]></category>
		<category><![CDATA[housing forecast]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=4986</guid>
		<description><![CDATA[This week the 30 year fixed rate mortgage entered into supernatural territory breaking the 3 percent barrier.  The Federal Reserve is getting its desired result of pushing mortgage rates into the absurd.  Yet rates have been low throughout the entire housing crisis and for most of the last decade.  Access to cheap debt is not [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/arrival-of-housing-purgatory-housing-bad-investment-until-2015-low-mortgage-rates-make-debt-cheap-yet-no-income-growth-jobs-household-formation/feed/</wfw:commentRss>
		<slash:comments>84</slash:comments>
		</item>
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		<title>The California problem of making too many renters into home owners – Home ownership rate back to levels last seen in 1993.  From 2000 to 2010 population increased by 10 percent but owner-occupied housing jumped by 25 percent.  Prime Encino zip code with 6 MLS foreclosures but 96 properties in the shadow inventory.</title>
		<link>http://www.doctorhousingbubble.com/california-home-owner-problem-making-renters-into-home-owners-shadow-inventory-ca-home-ownership-rates-encino-foreclosures/</link>
		<comments>http://www.doctorhousingbubble.com/california-home-owner-problem-making-renters-into-home-owners-shadow-inventory-ca-home-ownership-rates-encino-foreclosures/#comments</comments>
		<pubDate>Fri, 30 Sep 2011 19:15:07 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[housing valuation]]></category>
		<category><![CDATA[jumbo loans]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[california budget]]></category>
		<category><![CDATA[encino real estate]]></category>
		<category><![CDATA[reos]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=4970</guid>
		<description><![CDATA[The California housing bubble is still running roughshod over the economy of the Golden State.  Bubbles of this magnitude take years and even decades to filter through the system.  Even after a sizeable price decline many areas stubbornly remain in housing bubbles like a pouting child.  As we have learned even with the financial firepower [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/california-home-owner-problem-making-renters-into-home-owners-shadow-inventory-ca-home-ownership-rates-encino-foreclosures/feed/</wfw:commentRss>
		<slash:comments>40</slash:comments>
		</item>
		<item>
		<title>The California contradiction – Record high unemployment and highest home prices in the nation. Share of Californians employed at record low levels and July home sales forecast dire home price cuts moving ahead.  During bubble years July home sales came in at over 60,000 for the month while last July they came in at 34,000.</title>
		<link>http://www.doctorhousingbubble.com/california-contradiction-record-high-unemployment-highest-home-prices-in-nation-july-2011-home-sales-near-record-lows-shadow-inventory-jobs/</link>
		<comments>http://www.doctorhousingbubble.com/california-contradiction-record-high-unemployment-highest-home-prices-in-nation-july-2011-home-sales-near-record-lows-shadow-inventory-jobs/#comments</comments>
		<pubDate>Mon, 05 Sep 2011 20:10:21 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[double dip]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[shadow inventory]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[california finance]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[mortgagse]]></category>
		<category><![CDATA[trends]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=4890</guid>
		<description><![CDATA[California never came out of the recession.  Technically the nation has been out of recession since the summer of 2009.  If things are bad on a national level things are tragic in the Golden State.  GDP is not necessarily a solid measure of a nation’s overall health especially when you have giant banks transferring trillions [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/california-contradiction-record-high-unemployment-highest-home-prices-in-nation-july-2011-home-sales-near-record-lows-shadow-inventory-jobs/feed/</wfw:commentRss>
		<slash:comments>82</slash:comments>
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