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	<title>Dr. Housing Bubble Blog &#187; Freddie Mac</title>
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	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
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		<title>FHA insured loans filling mortgage void left from toxic mortgage lenders.  Serious delinquent loans at 9 percent while FHA insured loans pass Fannie Mae and Freddie Mac in Q1.  FHA a loan for non-savers.</title>
		<link>http://www.doctorhousingbubble.com/fha-insured-loans-fannie-mae-freddie-mac-loan-market-dominated-by-fha/</link>
		<comments>http://www.doctorhousingbubble.com/fha-insured-loans-fannie-mae-freddie-mac-loan-market-dominated-by-fha/#comments</comments>
		<pubDate>Wed, 26 May 2010 16:22:37 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[fha insured loans]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[lending]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3319</guid>
		<description><![CDATA[The housing market is sick.  At least that is what is being said by David Stevens who is the FHA agency head.  FHA insured loans have been an enormous problem and it is simply another wreck coming down the highway.  The reason FHA loans are problematic is that they rely on an absurdly low down [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/fha-insured-loans-fannie-mae-freddie-mac-loan-market-dominated-by-fha/feed/</wfw:commentRss>
		<slash:comments>42</slash:comments>
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		<title>Housing never really improved – 10 charts showing the United States housing market is entering the second wave of problems.  1 out of 4 people with no mortgage payment in the last year are still not in the foreclosure process.</title>
		<link>http://www.doctorhousingbubble.com/housing-market-non-payments-foreclosures-10-financial-charts-united-states-housing-problems/</link>
		<comments>http://www.doctorhousingbubble.com/housing-market-non-payments-foreclosures-10-financial-charts-united-states-housing-problems/#comments</comments>
		<pubDate>Wed, 12 May 2010 05:10:30 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing-2010]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[write-downs]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3272</guid>
		<description><![CDATA[To put it bluntly, the U.S. housing market today is in deep water.  Nothing exemplifies the transfer of risk to the public from the private investment banks more than the deep losses at Fannie Mae and Freddie Mac.  Fannie Mae announced a stunning first quarter loss of $13.1 billion while Freddie Mac lost $8 billion.  [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/housing-market-non-payments-foreclosures-10-financial-charts-united-states-housing-problems/feed/</wfw:commentRss>
		<slash:comments>29</slash:comments>
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		<title>The Subtle Nationalization of the Banks and Housing Market – How the Taxpayers Support the Banks through Pseudo Nationalization.  We Own the Financial Junk and the Banks Collect the Profits.  The Stunning SIGTARP Report.</title>
		<link>http://www.doctorhousingbubble.com/banking-and-finance-and-nationalizing-the-housing-market-tarp-and-other-funding/</link>
		<comments>http://www.doctorhousingbubble.com/banking-and-finance-and-nationalizing-the-housing-market-tarp-and-other-funding/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 07:03:03 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[SIGTARP]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[bond market]]></category>
		<category><![CDATA[credit markets]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[gse]]></category>
		<category><![CDATA[nationalization]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2959</guid>
		<description><![CDATA[I was amazed at how many people got all worked up when the idea of nationalizing the banks came up.  These people fail to pay attention to the fact that we’ve already nationalized Fannie Mae and Freddie Mac and these two giants essentially hold up the entire edifice of the secondary mortgage market.  But no [...]]]></description>
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		<slash:comments>29</slash:comments>
		</item>
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		<title>Fannie Mae and Freddie Mac Behind the big number of Canceled Foreclosure Auctions?  $745 Billion Bailout to Erase Negative Equity for Every Underwater Homeowner.  Fannie and Freddie Uncapped.  Prelude to new Bailouts?</title>
		<link>http://www.doctorhousingbubble.com/fannie-mae-and-freddie-mac-behind-the-big-number-of-canceled-foreclosure-auctions-745-billion-bailout-to-erase-negative-equity-for-every-underwater-homeowner-fannie-and-freddie-uncapped-prelude/</link>
		<comments>http://www.doctorhousingbubble.com/fannie-mae-and-freddie-mac-behind-the-big-number-of-canceled-foreclosure-auctions-745-billion-bailout-to-erase-negative-equity-for-every-underwater-homeowner-fannie-and-freddie-uncapped-prelude/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 19:45:12 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[housing-2010]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2879</guid>
		<description><![CDATA[Over the last two months we’ve noticed an interesting pattern in notice of trustee sale auction cancelations.  This is the last step before the home is either sold at auction or taken back by the bank as a bank owned property.  As we have highlighted, this process can take 18 months from the last payment [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/fannie-mae-and-freddie-mac-behind-the-big-number-of-canceled-foreclosure-auctions-745-billion-bailout-to-erase-negative-equity-for-every-underwater-homeowner-fannie-and-freddie-uncapped-prelude/feed/</wfw:commentRss>
		<slash:comments>25</slash:comments>
		</item>
		<item>
		<title>Fannie Mae and Wells Fargo Announce Creative Mortgage Solutions:  A New Thing Called Renting.  Option ARM Scenarios, Lease for Deed, and Delaying the Financial Future.</title>
		<link>http://www.doctorhousingbubble.com/fannie-mae-and-wells-fargo-announce-creative-mortgage-solutions-a-new-thing-called-renting-option-arm-scenarios-lease-for-deed-and-delaying-the-financial-future/</link>
		<comments>http://www.doctorhousingbubble.com/fannie-mae-and-wells-fargo-announce-creative-mortgage-solutions-a-new-thing-called-renting-option-arm-scenarios-lease-for-deed-and-delaying-the-financial-future/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 18:52:03 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing-2009]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[option arms]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[pick a pay]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2622</guid>
		<description><![CDATA[Last week, foreclosure Hall of Fame member and government stepchild Fannie Mae announced a stunning $18.9 billion loss.  Remember last year when we were told that bailing out the enormous Government Sponsored Entities that we would be turning a profit?  Well that didn’t exactly pan out and both Fannie Mae and Freddie Mac have been [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/fannie-mae-and-wells-fargo-announce-creative-mortgage-solutions-a-new-thing-called-renting-option-arm-scenarios-lease-for-deed-and-delaying-the-financial-future/feed/</wfw:commentRss>
		<slash:comments>28</slash:comments>
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