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	<title>Dr. Housing Bubble Blog &#187; fraud</title>
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	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
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		<title>Short sales and the process of flopping – Short sale fraud will cost lenders $375 million this year.  Short sale fraud and asymmetrical information keeps deals away from public.</title>
		<link>http://www.doctorhousingbubble.com/short-sale-fraud-short-sale-flopping-inside-information-short-sale-data/</link>
		<comments>http://www.doctorhousingbubble.com/short-sale-fraud-short-sale-flopping-inside-information-short-sale-data/#comments</comments>
		<pubDate>Sun, 04 Dec 2011 19:06:00 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[flipping]]></category>
		<category><![CDATA[flopping]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[housing valuation]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgage-fraud]]></category>
		<category><![CDATA[short sale report]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[banking bailouts]]></category>
		<category><![CDATA[reos]]></category>
		<category><![CDATA[short sale fraud]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5141</guid>
		<description><![CDATA[Short sales are now a hefty part of the real estate market.  Short sales are the process of selling a home for less than the stated mortgage balance.  The process unfortunately has allowed a tremendous amount of fraud to occur and with more purchases going through the short sale route, this is simply another concern [...]]]></description>
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		<slash:comments>55</slash:comments>
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		<title>How will mood be impacted for the next decade because of the real estate bubble bursting? Lessons from the Great Depression Part 35.  The changing psychology on American housing.</title>
		<link>http://www.doctorhousingbubble.com/mood-impact-for-the-next-decade-because-real-estate-bubble-lesson-from-great-depression-housing-market-home-prices-historical-finance-chart/</link>
		<comments>http://www.doctorhousingbubble.com/mood-impact-for-the-next-decade-because-real-estate-bubble-lesson-from-great-depression-housing-market-home-prices-historical-finance-chart/#comments</comments>
		<pubDate>Sun, 16 Oct 2011 18:01:50 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[double dip]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market history]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[reos]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5017</guid>
		<description><![CDATA[Purchasing a home is a highly economic but also gut-wrenching emotional decision.  A large number of new home buyers are couples seeking to establish their roots for their family.  The biological clock keeps ticking in normal markets but also through manic bubbles.  The desire to buy has not been removed from the current market but [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/mood-impact-for-the-next-decade-because-real-estate-bubble-lesson-from-great-depression-housing-market-home-prices-historical-finance-chart/feed/</wfw:commentRss>
		<slash:comments>94</slash:comments>
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		<title>The end of Ponzi financing era in the United States and the World – When income, revenues, and swindles no longer support servicing debt.  From California home owners, Greek bondholders, and Japanese zombie banks.</title>
		<link>http://www.doctorhousingbubble.com/ponzi-financing-era-over-in-united-states-and-world-income-revenues-unable-to-service-debt-greece-japan-bondholders-defaults/</link>
		<comments>http://www.doctorhousingbubble.com/ponzi-financing-era-over-in-united-states-and-world-income-revenues-unable-to-service-debt-greece-japan-bondholders-defaults/#comments</comments>
		<pubDate>Sat, 25 Jun 2011 15:51:00 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[bank failure]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[global crisis]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[us dollar]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[market trends]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[u.s. treasury]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=4695</guid>
		<description><![CDATA[“I wasn’t  worth a cent two years ago, and now I owe two million dollars.” Old newspaper anecdote.  Financial manias in the last century have occurred all across the world.  The interesting nature of this current financial crisis is how widespread it has become.  More and more over the years these manias have focused on [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/ponzi-financing-era-over-in-united-states-and-world-income-revenues-unable-to-service-debt-greece-japan-bondholders-defaults/feed/</wfw:commentRss>
		<slash:comments>50</slash:comments>
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		<title>When the economy becomes a financial circus based on debt fueled acrobatics:  Lessons from the Great Depression Part 34.  Tracking housing values from 1940 to 2011.</title>
		<link>http://www.doctorhousingbubble.com/economy-becomes-financial-circus-based-debt-fueled-acrobatics-lessons-from-the-great-depression-home-values-1940-to-2011/</link>
		<comments>http://www.doctorhousingbubble.com/economy-becomes-financial-circus-based-debt-fueled-acrobatics-lessons-from-the-great-depression-home-values-1940-to-2011/#comments</comments>
		<pubDate>Fri, 17 Jun 2011 08:03:59 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[investment fraud]]></category>
		<category><![CDATA[market analysis]]></category>
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		<category><![CDATA[wall street]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[federal reserve]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=4688</guid>
		<description><![CDATA[“Facts do not cease to exist because they are ignored.” -Aldous Huxley.   The global economy is undergoing a metamorphosis of historical proportions.  For many decades we have built a system highly leveraged on debt and the real estate bubble has become a worldwide sensation.  We do live in interesting times and the following decade will [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/economy-becomes-financial-circus-based-debt-fueled-acrobatics-lessons-from-the-great-depression-home-values-1940-to-2011/feed/</wfw:commentRss>
		<slash:comments>63</slash:comments>
		</item>
		<item>
		<title>Bank of America and their global banking profits – California negative equity will push many into foreclosure, examination of inflated California zip codes, banks more willing to push shadow inventory into the open.</title>
		<link>http://www.doctorhousingbubble.com/bank-of-america-global-banking-profits-california-negative-equity-push-owners-into-foreclosure-lower-prices/</link>
		<comments>http://www.doctorhousingbubble.com/bank-of-america-global-banking-profits-california-negative-equity-push-owners-into-foreclosure-lower-prices/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 17:04:22 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=4219</guid>
		<description><![CDATA[Politicians like to talk about affordable housing but in reality favor policies that keep home prices inflated.  The Federal Reserve has been the most active in suppressing adjustments in the market by keeping mortgage rates artificially low.  Since the public is largely focused on the monthly payment, a lower mortgage rate allows home prices to [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/bank-of-america-global-banking-profits-california-negative-equity-push-owners-into-foreclosure-lower-prices/feed/</wfw:commentRss>
		<slash:comments>44</slash:comments>
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