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	<title>Dr. Housing Bubble Blog &#187; foreclosures</title>
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	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
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		<title>A new model of real estate – Economic recovery driven not by residential real estate sector.  Are lower real estate values helping the economic recovery?</title>
		<link>http://www.doctorhousingbubble.com/new-model-real-estate-economic-recovery-driven-outside-of-real-estate-lower-home-prices-good-for-jobs/</link>
		<comments>http://www.doctorhousingbubble.com/new-model-real-estate-economic-recovery-driven-outside-of-real-estate-lower-home-prices-good-for-jobs/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 20:31:08 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing valuation]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[westside]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[reos]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5304</guid>
		<description><![CDATA[What I find fascinating about the recent positive job gains is that most of the growth is occurring outside of the real estate sector.  This is an overall positive.  Keep in mind that real estate values are still down by $7 trillion from their peak reached in 2006.  So the trend of adding more jobs, [...]]]></description>
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		<slash:comments>33</slash:comments>
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		<title>REO-to-rentals another Fed subsidy for big investors and select banks.  Federal Reserve looking to engineer yet another bailout for key banking allies.  Fed acknowledges 12,000,000 homes with negative equity.</title>
		<link>http://www.doctorhousingbubble.com/reo-to-rentals-fed-subsidy-for-big-investors-and-select-banks-federal-reserve-reo-business/</link>
		<comments>http://www.doctorhousingbubble.com/reo-to-rentals-fed-subsidy-for-big-investors-and-select-banks-federal-reserve-reo-business/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 17:30:31 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[rentals]]></category>
		<category><![CDATA[reo-to-rentals]]></category>
		<category><![CDATA[reos]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5290</guid>
		<description><![CDATA[The Federal Reserve recently came out with an unprecedented analysis directed to the Committee on Financial Services regarding various methods to improving the housing market.  The paper is striking because it magnifies how little was learned from this banking and housing debacle.  One of the big recommendations centers on creating a “REO to rental” program [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/reo-to-rentals-fed-subsidy-for-big-investors-and-select-banks-federal-reserve-reo-business/feed/</wfw:commentRss>
		<slash:comments>40</slash:comments>
		</item>
		<item>
		<title>Baby boomers and the 4 million seriously delinquent loans – 10,000 Americans turn 65 years of age each day and this trend will go on for nearly two decades.  Housing starts and completions reach record low in 2011.</title>
		<link>http://www.doctorhousingbubble.com/baby-boomers-4-million-seriously-delinquent-loans-down-size-real-estate-housing-reos-shadow-inventory/</link>
		<comments>http://www.doctorhousingbubble.com/baby-boomers-4-million-seriously-delinquent-loans-down-size-real-estate-housing-reos-shadow-inventory/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 08:06:56 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[baby-boomers]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[down size]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[shadow inventory]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5274</guid>
		<description><![CDATA[The prospects of a housing recovery in 2012 seem unlikely as continued weak momentum carries over from the second half of 2011.  Globally, housing bubbles are entering into peak mania phases as hot money seeks a safe harbor for the short-term.  Back here in the United States, we can look at the cold hard reality [...]]]></description>
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		<slash:comments>73</slash:comments>
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		<title>A tour of 3 million-dollar foreclosures in Southern California – Calabasas, Bel-Air, and Brentwood.  A $2.2 million dollar rental?  Brentwood lists 1 home as a foreclosure on the MLS but has 90 homes in the shadow inventory.</title>
		<link>http://www.doctorhousingbubble.com/a-tour-3-million-dollar-foreclosures-southern-california-calabasas-bel-air-brentwood-million-dollar-rental/</link>
		<comments>http://www.doctorhousingbubble.com/a-tour-3-million-dollar-foreclosures-southern-california-calabasas-bel-air-brentwood-million-dollar-rental/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 18:36:49 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[luxury homes]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[luxury real estate]]></category>
		<category><![CDATA[million dollar homes]]></category>
		<category><![CDATA[reos]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5244</guid>
		<description><![CDATA[The core problem with the current housing market is that most of the current activity is being driven by distressed sales.  When mortgage rates were lowered, instead of boosting new home buyer activity you really saw a large surge of refinancing activity from those who already own.  Good news if you own a home but [...]]]></description>
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		<slash:comments>32</slash:comments>
		</item>
		<item>
		<title>The top 20 zip codes list of price declines for Los Angeles County.  If you expect to see poorer areas on the list you will be surprised.  50 percent annual price fall for a zip code in Pasadena?  A 37 percent drop for San Marino?</title>
		<link>http://www.doctorhousingbubble.com/top-20-zip-codes-list-los-angeles-county-los-angeles-zip-codes-prime-falling-real-estate-demand-for-low-price-housing/</link>
		<comments>http://www.doctorhousingbubble.com/top-20-zip-codes-list-los-angeles-county-los-angeles-zip-codes-prime-falling-real-estate-demand-for-low-price-housing/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 01:27:21 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5233</guid>
		<description><![CDATA[The Los Angeles County median home price is down 6 percent year over year.  This in itself fails to highlight the deeper changes occurring in the most populated county in California.  If we look back at 2011 we see that it was a year of corrections for the mid-tier and upper-tier segments of the market.  [...]]]></description>
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		<slash:comments>33</slash:comments>
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