<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Dr. Housing Bubble Blog &#187; credit cards</title>
	<atom:link href="http://www.doctorhousingbubble.com/category/credit-cards/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
	<lastBuildDate>Mon, 06 Feb 2012 04:23:01 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>The twin bubbles of housing and higher education – housing bubble expanded from 1997 to 2007 and imploded.  Since 2000 tuition costs have been soaring but graduate pay has been falling.  What happens when you price out a generation looking for starter homes?</title>
		<link>http://www.doctorhousingbubble.com/twin-bubbles-housing-higher-education-student-load-debt-college-debt-pricing-out-first-time-buyers/</link>
		<comments>http://www.doctorhousingbubble.com/twin-bubbles-housing-higher-education-student-load-debt-college-debt-pricing-out-first-time-buyers/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 08:10:03 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing 2011]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[bailouts]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[education costs]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5000</guid>
		<description><![CDATA[One of the many problems facing the housing market is the lack of qualified first time home buyers.  Household formation for the purposes of buying a first home typically occurs in the 25 to 34 age group.  Yet this recession has hollowed out the middle class and we have found out that millions in this [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/twin-bubbles-housing-higher-education-student-load-debt-college-debt-pricing-out-first-time-buyers/feed/</wfw:commentRss>
		<slash:comments>110</slash:comments>
		</item>
		<item>
		<title>Removing a generation of college educated graduates from purchasing homes – Higher education bubble will force many students to hold off on buying a home to service college loan debt.  Renters take brunt of household correction.  Demographic trends will put pressure on home and stock prices.</title>
		<link>http://www.doctorhousingbubble.com/removing-a-generation-of-college-educated-graduates-from-purchasing-homes-student-loan-and-mortgage-bubbles-collide/</link>
		<comments>http://www.doctorhousingbubble.com/removing-a-generation-of-college-educated-graduates-from-purchasing-homes-student-loan-and-mortgage-bubbles-collide/#comments</comments>
		<pubDate>Sat, 18 Sep 2010 16:31:29 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[housing bubble]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[us households]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=3720</guid>
		<description><![CDATA[The net worth of U.S. households fell by $1.5 trillion in the second quarter of 2010.  Recent data from the Fed shows that even during the recovery, U.S. households continue to move backwards in making financial progress.  Who are we really kidding here?  Does this feel or have the taste of a recovery to anyone?  [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/removing-a-generation-of-college-educated-graduates-from-purchasing-homes-student-loan-and-mortgage-bubbles-collide/feed/</wfw:commentRss>
		<slash:comments>96</slash:comments>
		</item>
		<item>
		<title>The Gospel of Economic Prosperity: Lessons from the Great Depression Part XXVIII.  Pretend and Spend and Success will Come.</title>
		<link>http://www.doctorhousingbubble.com/the-gospel-of-economic-prosperity-lessons-from-the-great-depression-part-xviii-pretend-and-spend-and-success-will-come/</link>
		<comments>http://www.doctorhousingbubble.com/the-gospel-of-economic-prosperity-lessons-from-the-great-depression-part-xviii-pretend-and-spend-and-success-will-come/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 07:02:34 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[mainstream-media]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[market history]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[conusmer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[financial history]]></category>
		<category><![CDATA[markety analysis]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=2339</guid>
		<description><![CDATA[The snow of twenty-nine wasn’t real snow.  If you didn’t want it to be snow, you just paid some money. -F. Scott Fitzgerald The gospel of infinite prosperity is back in full bloom.  Echoing from the television talking heads and radio pundits preach that the economy is on the mend because we have spent our [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/the-gospel-of-economic-prosperity-lessons-from-the-great-depression-part-xviii-pretend-and-spend-and-success-will-come/feed/</wfw:commentRss>
		<slash:comments>23</slash:comments>
		</item>
		<item>
		<title>Alt-A and Pay Options ARMs:  Four States make up 46% of Alt-A loans.  Examining California, Florida, Nevada, and Arizona.  From Bubble Housing Glory to Housing Bust Toxic Mortgage Pain.</title>
		<link>http://www.doctorhousingbubble.com/alt-a-and-pay-options-arms-four-states-make-up-46-of-alt-a-loans-examining-california-florida-nevada-and-arizona-from-bubble-housing-glory-to-housing-bust-toxic-mortgage-pain/</link>
		<comments>http://www.doctorhousingbubble.com/alt-a-and-pay-options-arms-four-states-make-up-46-of-alt-a-loans-examining-california-florida-nevada-and-arizona-from-bubble-housing-glory-to-housing-bust-toxic-mortgage-pain/#comments</comments>
		<pubDate>Tue, 26 May 2009 07:00:38 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing-2009]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[option arms]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[write-downs]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[pay option arm]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=1837</guid>
		<description><![CDATA[Four states have felt the joy of housing appreciation and the agony of the housing bust in a very deep and extreme way.  Without a doubt, this economic crisis is touching every corner of the global economy but four states have seen the multifaceted punishment of this housing and credit bust.  Those states are California, [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/alt-a-and-pay-options-arms-four-states-make-up-46-of-alt-a-loans-examining-california-florida-nevada-and-arizona-from-bubble-housing-glory-to-housing-bust-toxic-mortgage-pain/feed/</wfw:commentRss>
		<slash:comments>26</slash:comments>
		</item>
		<item>
		<title>The Paradox of Spendthrifts &#8211; Government Offering 0 Percent on I Savings Bonds and Creating Incentives to Spend.  Punishing the Prudent and Savers.  $115 Trillion in total U.S. Debt.</title>
		<link>http://www.doctorhousingbubble.com/the-paradox-of-spendthrifts-government-offering-0-percent-on-i-savings-bonds-and-creating-incentives-to-spend-punishing-the-prudent-and-savers-115-trillion-in-total-us-debt/</link>
		<comments>http://www.doctorhousingbubble.com/the-paradox-of-spendthrifts-government-offering-0-percent-on-i-savings-bonds-and-creating-incentives-to-spend-punishing-the-prudent-and-savers-115-trillion-in-total-us-debt/#comments</comments>
		<pubDate>Mon, 04 May 2009 07:45:56 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[revolving-debt]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=1769</guid>
		<description><![CDATA[It is fascinating to witness policies enacted that punish the prudent and those who have been financially responsible.  I have been a fan of I Savings Bonds from the U.S. Treasury since they came out in 1998.  For those of you who do not know what an I Savings Bond is, it is a saving [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/the-paradox-of-spendthrifts-government-offering-0-percent-on-i-savings-bonds-and-creating-incentives-to-spend-punishing-the-prudent-and-savers-115-trillion-in-total-us-debt/feed/</wfw:commentRss>
		<slash:comments>25</slash:comments>
		</item>
	</channel>
</rss>

<!-- Performance optimized by W3 Total Cache. Learn more: http://www.w3-edge.com/wordpress-plugins/

Page Caching using disk: enhanced

Served from: www.doctorhousingbubble.com @ 2012-02-07 05:15:32 -->
