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	<title>Dr. Housing Bubble Blog &#187; California Love</title>
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	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
	<lastBuildDate>Tue, 07 Feb 2012 23:56:56 +0000</lastBuildDate>
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		<title>Malibu housing correction – 2005 saw 50,000+ million dollar home sales in California.  In 2010 it was roughly 20,000.  Malibu REOs listed at 15 but shadow inventory above 100+ in a prime SoCal beachfront city.</title>
		<link>http://www.doctorhousingbubble.com/malibu-housing-correction-malibu-reos-big-price-cuts-prime-socal-luxury-million-dollar-california-homes/</link>
		<comments>http://www.doctorhousingbubble.com/malibu-housing-correction-malibu-reos-big-price-cuts-prime-socal-luxury-million-dollar-california-homes/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 23:13:08 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing valuation]]></category>
		<category><![CDATA[luxury homes]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[million dollar foreclosures]]></category>
		<category><![CDATA[reos]]></category>
		<category><![CDATA[shadow inventory]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5298</guid>
		<description><![CDATA[The recent housing data seems to come as a monstrous shock to most reporters.  What in the world is happening with lower home prices if mortgage rates are at all-time lows?  Contrary to the fact that for the past decade mortgage rates were already at comically low levels thanks to an activist Federal Reserve, demand [...]]]></description>
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		<slash:comments>32</slash:comments>
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		<title>The rise of the investor and affordable home buyer class – Southern California has hit a lost decade when it comes to nominal home prices.  Median home price of Southern California back to 2002 levels.  Record number of absentee investors purchasing homes.</title>
		<link>http://www.doctorhousingbubble.com/rise-of-investors-fha-buyers-california-2012-prices-back-to-2002-levels-reos-cheap-real-estate-dominates/</link>
		<comments>http://www.doctorhousingbubble.com/rise-of-investors-fha-buyers-california-2012-prices-back-to-2002-levels-reos-cheap-real-estate-dominates/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 16:58:33 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[flopping]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5267</guid>
		<description><![CDATA[The median home price of a home in Southern California is down to $270,000.  Would you like to know the last time we were at this level?  You would have to go back to 2002 to find the first crack at the $270,000 mark.  To sum it up we have now reached a nominal lost [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/rise-of-investors-fha-buyers-california-2012-prices-back-to-2002-levels-reos-cheap-real-estate-dominates/feed/</wfw:commentRss>
		<slash:comments>47</slash:comments>
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		<title>University of debt and home buying – recent college graduates and the growing inflation in college tuition.  Many recent graduates unemployed or working in jobs that require no college degree.  University of California tuition tripled in last decade while California incomes went stagnant.</title>
		<link>http://www.doctorhousingbubble.com/university-of-california-debt-uc-education-tripled-last-decade-college-graduates-home-buying-california-college-debt/</link>
		<comments>http://www.doctorhousingbubble.com/university-of-california-debt-uc-education-tripled-last-decade-college-graduates-home-buying-california-college-debt/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 18:26:11 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[psychology]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[young homebuyers]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[uc]]></category>
		<category><![CDATA[university of california]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5254</guid>
		<description><![CDATA[Younger Americans, especially recent graduates are starting to question the limits of debt.  Many are paying incredibly high prices for a college education and are living through a decade where most of the financial pain around the world was brought on by misuse of debt.  Some of these younger Americans have seen their family’s household [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/university-of-california-debt-uc-education-tripled-last-decade-college-graduates-home-buying-california-college-debt/feed/</wfw:commentRss>
		<slash:comments>36</slash:comments>
		</item>
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		<title>A tour of 3 million-dollar foreclosures in Southern California – Calabasas, Bel-Air, and Brentwood.  A $2.2 million dollar rental?  Brentwood lists 1 home as a foreclosure on the MLS but has 90 homes in the shadow inventory.</title>
		<link>http://www.doctorhousingbubble.com/a-tour-3-million-dollar-foreclosures-southern-california-calabasas-bel-air-brentwood-million-dollar-rental/</link>
		<comments>http://www.doctorhousingbubble.com/a-tour-3-million-dollar-foreclosures-southern-california-calabasas-bel-air-brentwood-million-dollar-rental/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 18:36:49 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[bailout]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[luxury homes]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[luxury real estate]]></category>
		<category><![CDATA[million dollar homes]]></category>
		<category><![CDATA[reos]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5244</guid>
		<description><![CDATA[The core problem with the current housing market is that most of the current activity is being driven by distressed sales.  When mortgage rates were lowered, instead of boosting new home buyer activity you really saw a large surge of refinancing activity from those who already own.  Good news if you own a home but [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/a-tour-3-million-dollar-foreclosures-southern-california-calabasas-bel-air-brentwood-million-dollar-rental/feed/</wfw:commentRss>
		<slash:comments>32</slash:comments>
		</item>
		<item>
		<title>The top 20 zip codes list of price declines for Los Angeles County.  If you expect to see poorer areas on the list you will be surprised.  50 percent annual price fall for a zip code in Pasadena?  A 37 percent drop for San Marino?</title>
		<link>http://www.doctorhousingbubble.com/top-20-zip-codes-list-los-angeles-county-los-angeles-zip-codes-prime-falling-real-estate-demand-for-low-price-housing/</link>
		<comments>http://www.doctorhousingbubble.com/top-20-zip-codes-list-los-angeles-county-los-angeles-zip-codes-prime-falling-real-estate-demand-for-low-price-housing/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 01:27:21 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5233</guid>
		<description><![CDATA[The Los Angeles County median home price is down 6 percent year over year.  This in itself fails to highlight the deeper changes occurring in the most populated county in California.  If we look back at 2011 we see that it was a year of corrections for the mid-tier and upper-tier segments of the market.  [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/top-20-zip-codes-list-los-angeles-county-los-angeles-zip-codes-prime-falling-real-estate-demand-for-low-price-housing/feed/</wfw:commentRss>
		<slash:comments>33</slash:comments>
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