Archive for the 'alt-a' Category

Five Financial Trends Keeping California Home Prices Depressed – Rising MLS Inventory, Falling Rents, Lack of Good Paying Jobs, FHA Defaults Rising, and No Mortgage Payment.


Financing the Cassandra Effect – People Choose to Ignore Economic Facts Contrary to Their Benefit. MLS in Southern California Going Up? Distress Inventory 3 Times the MLS Data. Big Salaries of Mortgage Brokers Gone.


The Housing Metrics of Southern California – Seasonal Home Sales, Inflation Adjusted Home Prices, Tens of Thousands Living Rent Free, and the Japanese Experience.


Treasury Officials Concerned over Option ARM Recasts and Jumbo Loans Issues – Recalibrating the Housing Numbers while 5.6 Million Mortgages are Delinquent. California One Two Housing Punch. 60 Percent of Option ARMs and 45 Percent of Jumbo Loans in California.


The Secret of Your Neighbor’s Housing Value. Drilling into Two Blocks in Burbank Highlights the California Housing Bubble History and Future – 15 Homes Including Sales Activity and Median Prices.


Where the Housing Bubble Still Lives – 263 Zip Code Analysis for Los Angeles County. 28 Percent Increase in L.A. CPI from 2001 to 2009 but County Home Prices still up by 70 Percent.


Your Neighbor is being foreclosed on but you don’t know it. 3 Identical Homes on the Same Street Telling us a Very Different Story Each. Real Homes of Genius – A $630,000 Foreclosure in Cerritos has a Neighboring Home Renting for $2,150. Or You Can Buy a Similar Home Today for $549,000.


The Subtle Nationalization of the Banks and Housing Market – How the Taxpayers Support the Banks through Pseudo Nationalization. We Own the Financial Junk and the Banks Collect the Profits. The Stunning SIGTARP Report.


The Coming FHA Bailout – $360 Billion in loans insured in 2009. 30 percent of home purchases 20 percent of Refinances and 50 percent of new buyers go through FHA Loans.


California Housing Forecast for 2010: 5 Reasons why you Shouldn’t Buy a Home in California in 2010. 22 Percent unemployment and underemployment, home owned’ership, California Budget, Option ARMs, and Consumer Psychology.


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© 2006 Dr. Housing Bubble