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	<title>Dr. Housing Bubble Blog &#187; alt-a</title>
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	<link>http://www.doctorhousingbubble.com</link>
	<description>How I Learned to Love Southern California and Forget the Housing Bubble</description>
	<lastBuildDate>Tue, 07 Feb 2012 23:56:56 +0000</lastBuildDate>
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		<title>The new American Dream of renting &#8211; 5 reasons why renting is a better economic choice than buying a home in 2012.  The benefits of renting are rarely promoted unlike the large lobbying groups for home buying through the banking industry.</title>
		<link>http://www.doctorhousingbubble.com/new-american-dream-of-renting-5-reasons-why-renting-is-a-better-economic-choice-than-buying-a-home-in-2012/</link>
		<comments>http://www.doctorhousingbubble.com/new-american-dream-of-renting-5-reasons-why-renting-is-a-better-economic-choice-than-buying-a-home-in-2012/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 04:23:01 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[housing bubble]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[reos]]></category>
		<category><![CDATA[shadow inventory]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5309</guid>
		<description><![CDATA[Washington and New York have no organized lobbying groups for renters.  Yet for 2012 renting is likely the best bet for many of those that still have yet to purchase a home and are thinking about diving in.  The machine wants you to be a homeowner even if it devours every last cent of your [...]]]></description>
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		<slash:comments>44</slash:comments>
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		<title>A new model of real estate – Economic recovery driven not by residential real estate sector.  Are lower real estate values helping the economic recovery?</title>
		<link>http://www.doctorhousingbubble.com/new-model-real-estate-economic-recovery-driven-outside-of-real-estate-lower-home-prices-good-for-jobs/</link>
		<comments>http://www.doctorhousingbubble.com/new-model-real-estate-economic-recovery-driven-outside-of-real-estate-lower-home-prices-good-for-jobs/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 20:31:08 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing valuation]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[westside]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[reos]]></category>
		<category><![CDATA[wall street]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5304</guid>
		<description><![CDATA[What I find fascinating about the recent positive job gains is that most of the growth is occurring outside of the real estate sector.  This is an overall positive.  Keep in mind that real estate values are still down by $7 trillion from their peak reached in 2006.  So the trend of adding more jobs, [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/new-model-real-estate-economic-recovery-driven-outside-of-real-estate-lower-home-prices-good-for-jobs/feed/</wfw:commentRss>
		<slash:comments>33</slash:comments>
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		<title>Malibu housing correction – 2005 saw 50,000+ million dollar home sales in California.  In 2010 it was roughly 20,000.  Malibu REOs listed at 15 but shadow inventory above 100+ in a prime SoCal beachfront city.</title>
		<link>http://www.doctorhousingbubble.com/malibu-housing-correction-malibu-reos-big-price-cuts-prime-socal-luxury-million-dollar-california-homes/</link>
		<comments>http://www.doctorhousingbubble.com/malibu-housing-correction-malibu-reos-big-price-cuts-prime-socal-luxury-million-dollar-california-homes/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 23:13:08 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[california-equity-giants]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing valuation]]></category>
		<category><![CDATA[luxury homes]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[million dollar foreclosures]]></category>
		<category><![CDATA[reos]]></category>
		<category><![CDATA[shadow inventory]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5298</guid>
		<description><![CDATA[The recent housing data seems to come as a monstrous shock to most reporters.  What in the world is happening with lower home prices if mortgage rates are at all-time lows?  Contrary to the fact that for the past decade mortgage rates were already at comically low levels thanks to an activist Federal Reserve, demand [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/malibu-housing-correction-malibu-reos-big-price-cuts-prime-socal-luxury-million-dollar-california-homes/feed/</wfw:commentRss>
		<slash:comments>32</slash:comments>
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		<title>REO-to-rentals another Fed subsidy for big investors and select banks.  Federal Reserve looking to engineer yet another bailout for key banking allies.  Fed acknowledges 12,000,000 homes with negative equity.</title>
		<link>http://www.doctorhousingbubble.com/reo-to-rentals-fed-subsidy-for-big-investors-and-select-banks-federal-reserve-reo-business/</link>
		<comments>http://www.doctorhousingbubble.com/reo-to-rentals-fed-subsidy-for-big-investors-and-select-banks-federal-reserve-reo-business/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 17:30:31 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[wall street]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[rentals]]></category>
		<category><![CDATA[reo-to-rentals]]></category>
		<category><![CDATA[reos]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5290</guid>
		<description><![CDATA[The Federal Reserve recently came out with an unprecedented analysis directed to the Committee on Financial Services regarding various methods to improving the housing market.  The paper is striking because it magnifies how little was learned from this banking and housing debacle.  One of the big recommendations centers on creating a “REO to rental” program [...]]]></description>
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		<slash:comments>40</slash:comments>
		</item>
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		<title>The rise of the investor and affordable home buyer class – Southern California has hit a lost decade when it comes to nominal home prices.  Median home price of Southern California back to 2002 levels.  Record number of absentee investors purchasing homes.</title>
		<link>http://www.doctorhousingbubble.com/rise-of-investors-fha-buyers-california-2012-prices-back-to-2002-levels-reos-cheap-real-estate-dominates/</link>
		<comments>http://www.doctorhousingbubble.com/rise-of-investors-fha-buyers-california-2012-prices-back-to-2002-levels-reos-cheap-real-estate-dominates/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 16:58:33 +0000</pubDate>
		<dc:creator>drhousingbubble</dc:creator>
				<category><![CDATA[alt-a]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[California Love]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[flopping]]></category>
		<category><![CDATA[housing 2012]]></category>
		<category><![CDATA[housing-data]]></category>
		<category><![CDATA[market analysis]]></category>
		<category><![CDATA[real-estate]]></category>
		<category><![CDATA[southern-california-housing]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[california housing]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.doctorhousingbubble.com/?p=5267</guid>
		<description><![CDATA[The median home price of a home in Southern California is down to $270,000.  Would you like to know the last time we were at this level?  You would have to go back to 2002 to find the first crack at the $270,000 mark.  To sum it up we have now reached a nominal lost [...]]]></description>
		<wfw:commentRss>http://www.doctorhousingbubble.com/rise-of-investors-fha-buyers-california-2012-prices-back-to-2002-levels-reos-cheap-real-estate-dominates/feed/</wfw:commentRss>
		<slash:comments>47</slash:comments>
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